Financing Made Simple

At Crossroad Motors, financing your next vehicle doesn’t have to be complicated or stressful. We work with a trusted network of local banks and credit unions to help you secure fair, straightforward financing — without gimmicks or pressure.

Our goal is simple: make the process clear, respectful, and easy, so you can focus on driving away in the right car.

Trusted Local Lending Partners

We partner with reputable financial institutions that value transparency and fair lending practices, including:

Revity Credit Union
Scott Credit Union
First Community Credit Union
Catholic & Community Credit Union
Credit Acceptance
1st Mid America

By working with multiple lenders, we’re able to explore options that best fit your situation — all while keeping the process efficient and respectful.

What You’ll Need to Get Started

To apply for financing, please bring the following:

Valid driver’s license
Most recent pay stub
Proof of residence (only if your current address differs from your driver’s license)
Current insurance card

In most cases, these documents are all that’s required. Some lenders may request additional information depending on individual circumstances, but our team will guide you every step of the way.

What Makes Our Financing Different

No buy here, pay here

We do not operate as a buy-here-pay-here dealership. Instead, we work with established banks and credit unions to ensure clear terms and responsible lending.

Straightforward and transparent

We don’t send your application to unnecessary lenders or mark up interest rates behind the scenes.

Respect for your time and credit

Our process is designed to be efficient, honest, and easy to understand.